Be Smart with Money

Plan Your Financial Future

Budgeting and making good financial decisions is a learned skill, so no matter how smart or (currently) wealthy you are, you need to take the time to plan for your financial future. If you’re like many young people, it can be hard to make the full transition to financial responsibility after years of dependency on your parents. Thankfully, today there are many free resources available online to boost your financial know-how.

In addition to browsing the following links, the ACT Foundation encourages you to search online for terms such as "financial literacy" and "financial wellness" to find sites to aid your financial education.

360 Degrees of Financial Literacy
This site from the nation’s certified public accountants offers a free program to help Americans understand their personal finances through every stage of life.

Cash Course
Funded by the National Endowment for Financial Education, this site offers free personal finance tools help you build real-life financial skills.

Dollars from Sense
This site provides one woman’s blog on her experience with debt and some practical tips she learned to manage money more wisely.

Federal Deposit Insurance Corporation (FDIC)
The FDIC offers a little-known Money Smart financial education program featuring computer-based instruction (CBI) in a gaming format.

Federal Reserve Education
The Fed offers numerous personal finance resources to help you manage your money.

Financial Literacy Guide for Kids
The page features links to resources to teach kids of all ages about finances and managing money.

Financial Literacy for Kids and Teens: Saving, Budgeting, Investing & Beyond
This page includes links to general financial literacy resources, with additional links to teach or learn about investing and starting a business.

Hands on Banking
The site offers many online courses providing basic information on personal financial management.

Jump$tart Coalition
The Jump$tart Coalition for Personal Financial Literacy represents a group of organizations that share a commitment to advancing financial wellness. Check out the free resources in the organization’s clearinghouse.

MoneySKILL
MoneySKILL is a free online reality based personal finance course for young adults developed by the AFSA Education Foundation.

My Money.gov
This website is a product of the Federal Financial Literacy and Education Commission. It offers lots of financial advice, based off the idea that there are five building blocks for managing and growing your money.

National Endowment for Financial Education (NEFE)
The NEFE is the leading non-profit national foundation dedicated to inspiring empowered financial decision-making for individuals and families through every stage of life.

National Financial Educators Council (NFEC)
The NFEC provides free personal finance programs along with the other resources to support individuals and organizations who want to promote financial wellness.

Practical Money Skills
Sponsored by Visa, the Practical Money Skills program helps consumers and students of all ages learn the essentials of personal finance.

Teens Guide to Money
Managed by a finance student at Southern Methodist University, this site provides introductions to important financial subjects as well as practical advice to stay on a solid financial track.

Sales and Invest
Developed for military families, this site offers financial tutorials through its Moneytopia online game.

Please note that the ACT Foundation does not control, nor does it necessarily endorse, the content or privacy policies of the outside sites linked above.

Did You Know?

According to surveys, fewer than one in four students feel they know enough about personal finances, and the financial literacy of high school students is at its lowest level in more than 10 years.

Our Impact

"With education being as costly as it is today, every penny counts, and this $1,000 is a great contribution toward my ability to accomplish my future endeavors."

– Nina Jolley, ACT Foundation Scholarship Recipient